Our Debt Counsellors have been in the industry since 2010 and we are fully accredited with the National Credit Regulator. Debtco Group is established with a Payment Distribution agency for the facilitation and management of creditor payments and distribution of funds.

We assist all clients telephonically or electronically, making it easier for everyone in South Africa to be assisted by professional consultants and Debt Counsellors.

Most South Africans are still paying approximately 76% of their income on debt repayments, causing unnecessary stress at home and at work and affectingtheir productivity. This can also lead to depression.

People live in fear of losing their homes and their assets and have nowhere to turn, other than making even more debt to try and alleviate the pressure, which causes them to fall deeper and deeper into the debt trap.

Another benefit of Debt Counselling is the so called in deplume rule that prevents outstanding debts from accumulating too many times the original figure, as was the case in the past. Thus the total of all fees, outstanding interest and legal fees may not exceed the capital as at the time of default on the account.

Once you are undergoing Debt Counselling, you should refer all queries and calls from credit providers to your Debt Counsellor, supplying them with the contact details of the person that is calling you. The Debt Counsellor will try and resolve the issue amicably and with efficiency.