Credit Counselling Service

In 2007, the National Credit Act was enacted in South Africa, which led to the emergence of credit counselling services. This service has been a game-changer for many South African consumers who were struggling with the burden of over-indebtedness and had no way out. A credit counselling service is a powerful tool for people trapped in debt, enabling them to overcome their growing debt and restructure their financial future.

We at Debtco Group believe in helping South African consumers take back control of their finances before it’s too late. We provide an alternative solution to over-indebtedness, which is different from the more traditional methods of administration or sequestration. Our skilled team of financial experts assesses your financial situation, takes into account your current debt repayments, and balances them against your income. After this, we develop a tailored and solid repayment plan that you can afford without any extra financial strain.

Due to low incomes, a high cost of living, and a general lack of financial education, many consumers in South Africa may face a future of debt review or even being blacklisted on the ITC. However, this does not have to be the case. Our financial advisers can provide you with unique budget advice and help you restructure your budget to avoid falling into the debt trap in the future.

You don’t have to tremble in fear of angry creditors contacting you at all hours, losing valuable assets, or being blacklisted. Our experienced credit counsellors can help you avoid the discomfort of over-indebtedness while teaching you to be more financially savvy. Our credit counselling service in South Africa offers a range of benefits, including negotiating with creditors to reduce your monthly payment, helping you stick to a budget, and providing legal protection from creditors.

Overall, our credit counselling services can help you take control of your financial future and reduce your stress levels. If you’re interested in learning more about our credit counselling service or how we can help you, please don’t hesitate to contact us. Our team is always ready to help you with your financial needs.