and take the first step to financial freedom
Debt counselling is a legal solution for people who have too much debt and cannot pay both their monthly bills and living costs. If you are facing this problem, you can use our debt counselling La Lucia service, and we’ll assist you in reaching a debt-free future.
How does debt counselling work? We’ll connect you with a qualified debt counsellor, who is accredited by the National Credit Regulator. This professional will assess your income, expenses, and outstanding debts before negotiating with your creditors to reduce your monthly instalments and interest rates. Then, you’ll receive a new Debt Repayment Plan that suits your financial capacity, enabling you to settle your debts in a structured way. Our debt counselling La Lucia service also takes care of all the legal aspects and communicates with your creditors.
While you are in debt counselling, you are safe from any legal actions that your creditors might take, such as seizing your assets or garnishing your wages. You don’t have to interact with your creditors directly, as we handle all the necessary communications for you. Your only responsibility will be making a single monthly payment to a Payment Distribution Agency, which allocates funds to your creditors based on the agreed plan. Furthermore, our debt counselling La Lucia service will also verify if any of your creditors lent you money recklessly, which means they did not check if you could repay it. If this occurs, we can help you resolve it.
Our debt counselling La Lucia service is accessible online, but you can also visit our offices in Cape Town City. We are open during business hours and eager to help you regain your financial wellness. Don’t let debt destroy your life; take the first step towards a brighter financial future by applying for our debt counselling in La Lucia today!