and take the first step to financial freedom
Debt Counselling is a legal process that helps people who are unable to pay their monthly bills and living costs at the same time. If you’re in this situation, you can use our Debt Counselling Midrand service, and we’ll assist you in becoming debt-free.
So, how does debt counselling work? We’ll start by assigning you a debt counsellor who is registered with the National Credit Regulator. This counsellor will examine your income, expenses, and debt, and then negotiate with your creditors to lower your monthly payments and interest rates. You’ll receive a new Debt Repayment Plan that fits your budget and allows you to pay off your debt in a reasonable amount of time. Our Debt Counselling Midrand service also takes care of the legal stuff and talks to your creditors for you.
While you’re under debt counselling, you’re protected from any legal action that your creditors might take against you, like seizing your belongings or deducting money from your paycheck. You don’t have to deal with your creditors directly, as we handle everything. You just need to make one monthly payment to a Payment Distribution Agency, which will then pay your creditors according to the plan. Plus, our Debt Counselling Midrand service checks if any of your creditors have given you credit recklessly, meaning they didn’t check if you could afford it. If that’s the case, we can assist you.
Our Debt Counselling Midrand service is available online, but you’re also welcome to visit our offices in Cape Town City, which is just 20 minutes away from Table Mountain. We’re open during regular office hours and ready to help you take control of your finances. Don’t let debt ruin your life, apply for our Debt Counselling in Midrand today and start looking forward to a brighter financial future!