Choosing a debt counsellor is one of the most important financial decisions you will make. The right registered practitioner protects your assets, stabilises your repayments, and guides you out of over-indebtedness with care and expertise. The wrong one can leave you exposed...
When the South African Reserve Bank raises the repo rate, the knock-on effect hits millions of households almost immediately. Home loan repayments climb, credit card interest compounds faster, and vehicle finance becomes more expensive. For consumers already stretched thin, even a 25...
Your credit score and credit history play a significant role in nearly every major financial decision you make, from applying for a home loan to signing a cellphone contract. Yet for many South Africans, these numbers remain a mystery until something goes wrong. That's...
When you are overwhelmed by debt, it is natural to look for any solution that promises relief. Two options you will likely come across are debt consolidation and debt review. While both are presented as ways to manage debt, they work very differently...
With celebrations of the new year still fresh in our minds, and new goals and resolutions to work towards, now is the best time to reassess your debts. Financial stability goes hand in hand with living your best life and achieving great...
The festive season is a time for family, happiness, and celebration. It is the time to slow down, unwind, and reconnect, and a light-hearted atmosphere takes hold. At Debtco Group, we are also aware that December can be expensive. Financial pressure can...
South Africa’s debt help systems exist in support of consumers who cannot keep up financially. Accumulating debt happens gradually, but realising that you are overindebted can feel sudden and devastating. As experts in debt review, Debtco Group can guide you towards financial...
Debt review has been a lifeline for many struggling consumers facing over-indebtedness. If you’re wondering where to get help with debt – you are in the right place. At Debtco Group, our team of debt counsellors are registered with the National Credit...
If you are struggling with debt and considering debt review, it is fair to consider the consequences it holds for your partner. How the debt review process affects you as a couple will depend on your marital status and the kind of...