and take the first step to financial freedom
Debt counselling is a legal way to help people who are struggling with too much debt, a situation where they cannot afford both their monthly financial obligations and living expenses. If you are in this situation, you can apply for our debt counselling Athlone service, and we’ll help you achieve a debt-free future.
How does debt counselling work? We’ll link you with a certified debt counsellor, who is registered with the National Credit Regulator. This expert will carefully evaluate your income, expenses, and outstanding debts before talking to your creditors to lower your monthly payments and interest rates. Then, you’ll get a new Debt Repayment Plan that fits your financial ability, allowing you to pay off your debts in an orderly way. Our debt counselling Athlone service also handles all the legal details and communicates with your creditors.
While you are in debt counselling, you are protected from any legal actions that your creditors might consider, such as taking your assets or cutting your salary. You don’t have to deal with your creditors directly, as we take care of all the required interactions for you. Your only duty will be making a single monthly payment to a Payment Distribution Agency, which distributes funds to your creditors according to the agreed plan. Moreover, our debt counselling Athlone service will also check if any of your creditors gave you credit irresponsibly, which means they did not check if you could afford it. If this happens, we can help you solve it.
Our debt counselling Athlone service is available online, but you can also come to our offices in Cape Town City, just 15 minutes away from Athlone. We are open during office hours and ready to help you take control of your financial health. Don’t let debt ruin your life; take the first step towards a brighter financial future by applying for our debt counselling in Athlone today!