Debt Counselling Kloof

Debt Counselling is a legal solution for consumers who are struggling with excessive debt and cannot afford to pay their monthly bills and living expenses at the same time. If you are in this situation, you can apply for our Debt Counselling Kloof service, and we will help you get rid of your debt for good.

How does the debt counselling process work? We will connect you with a qualified debt counsellor registered with the National Credit Regulator. This expert will review your income, expenses, and debt, and negotiate with your creditors to reduce your monthly payments and interest rates. You will receive a personalised Debt Repayment Plan that fits your budget and allows you to clear your debt within a reasonable timeframe. Our Debt Counselling Kloof service also takes care of all legal matters and communication with your creditors.

During the debt counselling period, you are protected from any legal actions that your creditors might take against you, such as repossessing your assets or deducting your wages. You don’t have to deal with your creditors directly, as we handle all interactions for you. Your only responsibility will be making a single monthly payment to a Payment Distribution Agency, which will then distribute the funds to your creditors according to the agreed plan. Moreover, our Debt Counselling Kloof service also checks whether any of your creditors gave you credit recklessly, meaning they did not check your ability to repay it. If this is the case, we can help.

Our Debt Counselling Kloof service is available online, but you can also visit our offices in Cape Town City. We are open during regular office hours and are ready to help you take charge of your finances. Don’t let debt ruin your life; apply for our Debt Counselling in Kloof today and look forward to a brighter financial future!