When you have put in the work and achieved debt clearance through debt review, you are given a fresh financial start. Gone are the days of counting pennies to pay back lenders and afford your expenses. Debt problems can feel like a...
Life before debt review posed many challenges to overindebted consumers. Before 2005 (when the National Credit Act was introduced as a debt relief system), the legal debt relief available was limited and had many disadvantages. The rise of debt counselling in South...
The fear of losing valued assets due to unpaid debts can be emotionally draining. Financial stress is a reality for many South African consumers, often driven by rising living costs, debt issues, and unexpected expenses. Many individuals rely on loans to cover...
Something to keep in mind about Debt Review is that it’s not a one-size-fits-all solution. What you’ll pay each month depends entirely on your situation—things like your income, your essential living expenses, and how much debt you have. Since the purpose of...
Debt Counselling is a recognised, legal, and transparent debt relief programme that helps countless South Africans overcome their debt problems. But what if you find yourself in a situation where you want to cancel your Debt Review? Knowing what this entails is...
With consumers under pressure as debt applications hit a record high, the need for debt review has never been more urgent. Many South Africans are turning to this debt relief programme to regain control of their finances. As professional debt counsellors, our...
Starting debt review can feel overwhelming, but knowing what to expect during your first 6 months can help ease your mind. It helps to approach your journey through debt review with an open mind and a positive outlook – after all, you’re...
The world watched closely as President Cyril Ramaphosa met with US President Donald Trump in The White House on Wednesday, May 21, 2025. This meeting was a crucial step for South Africa, aimed at securing the future of vital trade agreements such...
Debt is an explosive force that can wreck your financial life. One minute you’re pleased you’ve qualified for a credit card, the next you’re R100,000 deep in debt with no visible way out. Loans, credit cards, store cards, and advances all add...