A lot of us have a mountain of debt with absolutely no clue of how to pay it off. If you’re overindebted and dealing with an amalgamation of debt, say credit card, store card auto loan, and mortgage debt, it can be...
Debt can be overwhelming and can often leave you feeling like you're drowning in a sea of bills and payments. If you're struggling to manage your debts in South Africa, you may need to consider debt counselling. Debt counselling is a service...
Times have been tough lately, with fuel prices steadily rising and our economy quaking in its secondhand boots. Many South Africans struggle to meet their living expense obligations and don't have discretionary income, driving them to take out unprecedented numbers of loans....
Imagine you’re applying for a loan or renting an apartment. The lender or landlord asks for your credit score. You freeze. You don’t know it. This scenario is more common than you might think. Your credit score, a three-digit number based on...
Managing money can be tough, especially when unexpected expenses pop up. Sometimes, despite our best efforts, we find ourselves in a financial hole, struggling to make ends meet. If you're in this situation, you might be wondering if debt review is right...
Dealing with debt is tough, especially when you have bad credit. Many South Africans find themselves in this situation, wondering if there's a way out. One common solution people explore is debt consolidation loans. But can you actually get these loans with...
Navigating the maze of debt can be overwhelming, especially when your credit score is at stake. If you are struggling with debt in South Africa, you've likely heard about debt review (also known as debt counselling). But what exactly is it, and...
In South Africa, many people struggle with debt, and it's common to hear the question, "Does debt expire after 7 years?" Many people believe that after seven years, their unpaid debts disappear magically. But the reality is not so simple. This article...
The National Credit Act is a very important piece of law in South Africa. It is designed to protect consumers from exploitation by credit providers. The Act affords consumers various rights that promote equity in the credit market by balancing the rights...