With consumers under pressure as debt applications hit a record high, the need for debt review has never been more urgent. Many South Africans are turning to this debt relief programme to regain control of their finances. As professional debt counsellors, our...
Starting debt review can feel overwhelming, but knowing what to expect during your first 6 months can help ease your mind. It helps to approach your journey through debt review with an open mind and a positive outlook – after all, you’re...
The world watched closely as President Cyril Ramaphosa met with US President Donald Trump in The White House on Wednesday, May 21, 2025. This meeting was a crucial step for South Africa, aimed at securing the future of vital trade agreements such...
Debt is an explosive force that can wreck your financial life. One minute you’re pleased you’ve qualified for a credit card, the next you’re R100,000 deep in debt with no visible way out. Loans, credit cards, store cards, and advances all add...
The start of May usually brings about colder weather in South Africa, but this year brought with it an additional chill — not from the skies, but from the finance minister’s desk. We braced for the seasonal drop in temperature, and were...
The two-pot pension system was introduced by the South African government in 2024. This reform is meant to help struggling retirement fund members by enabling them to make partial withdrawals from their retirement funds before they retire. Essentially, retirement contributions are divided...
Managing a tight budget is already a challenge, but when combined with debt, it can make your monthly finances feel even more overwhelming. You can overcome debt problems through Debt Review by carefully budgeting and planning. Let us look at becoming debt...
What happens with debt review after you’ve lost your job or have had a pay cut? Income is a prerequisite of debt review, as you have to make repayments to a payment distribution agency (PDA) to pay off your debts. As if...
Knowing when it’s too late for debt review is crucial for your financial life and saving yourself from debt. Debt review can be a lifeline when you need it most. When debt collectors threaten you, you receive a letter of demand, or...