On 23 July 2026, the South African Reserve Bank (SARB) kept the repo rate on hold at 7%, which means the prime lending rate stays at 10.5%. For anyone paying off a home loan, credit card, or personal loan, that's a small...
Cost is usually the first question people ask when they consider debt counselling, and it is a fair one. Before you commit to a repayment plan, it helps to know exactly what you will be charged, when, and why. The good news...
If you have started researching debt relief, you have probably noticed there is no shortage of companies offering to help. Some are registered, experienced and transparent about their fees. Others are not. Knowing what separates a trustworthy debt review company from the rest...
Choosing a debt counsellor is one of the most important financial decisions you will make. The right registered practitioner protects your assets, stabilises your repayments, and guides you out of over-indebtedness with care and expertise. The wrong one can leave you exposed...
When the South African Reserve Bank raises the repo rate, the knock-on effect hits millions of households almost immediately. Home loan repayments climb, credit card interest compounds faster, and vehicle finance becomes more expensive. For consumers already stretched thin, even a 25...
Your credit score and credit history play a significant role in nearly every major financial decision you make, from applying for a home loan to signing a cellphone contract. Yet for many South Africans, these numbers remain a mystery until something goes wrong. That's...
When you are overwhelmed by debt, it is natural to look for any solution that promises relief. Two options you will likely come across are debt consolidation and debt review. While both are presented as ways to manage debt, they work very differently...
With celebrations of the new year still fresh in our minds, and new goals and resolutions to work towards, now is the best time to reassess your debts. Financial stability goes hand in hand with living your best life and achieving great...
The festive season is a time for family, happiness, and celebration. It is the time to slow down, unwind, and reconnect, and a light-hearted atmosphere takes hold. At Debtco Group, we are also aware that December can be expensive. Financial pressure can...