Debt Counselling

Regardless of how long you've been employed or whether this is your first payslip, understanding how your pay is calculated is crucial. Important details on your payslip include your date of payment, gross and net pay, deductions and the money that is...

Getting into debt can make you feel angry and unsure. In a society that is dominated by consumerism and peer expectations, we frequently make purchases without giving our financial stability any thought. While making numerous tiny payments initially seems like a smart...

We’ve all come to expect constant price increases and ever-growing inflation. The ever-rising cost of living and shrinking salaries is placing immense strain on South African consumers. Food and fuel are on the verge of luxury, while many top-shelf companies are struggling...

You are not the only one who worries about money; In this challenging time, a large number of people from all over the world and from all walks of life are dealing with financial stress and uncertainty. Financial anxiety is one of...

Payday. Your bank account is full. The money has finally arrived, allowing you to replenish your refrigerator, purchase the shoes you've had your eye on, or treat yourself to a meal at the newest restaurant in town. Your account is then debited,...

The National Credit Act (NCA) introduced debt review in 2007. Since that time, debt review has been a very successful method of debt relief and has prevented thousands of South Africans from losing their assets, from being blacklisted, and from having their...

A payday loan might provide you with a quick option to borrow modest sums of money when you need cash urgently due to a financial emergency and you can be eligible even if your credit is terrible. These short-term loans, however, are...

Finding yourself enveloped in debt can be a tricky situation to get out of. The irony is just how easy we can find ourselves accumulating vast amounts of debt. Credit is quick and convenient, while also carrying the perk of being able...

Let’s face it; everyone likes nice things. Nice things happen to cost money. When living in a society driven by materialism, status and never-ending innovation – you are bound to gravitate towards a set hobby, interest or niche. While rewarding yourself for...