So you or your partner has over-indebted themselves so badly that it’s time for debt review, what now? Well, being married in community of property significantly impacts your and your partner’s financial life. You’ll both have to apply for debt review together,...
Are you thinking of debt review? Naturally, you’ll have many questions before such a commitment, like how credit card debt works under debt review. Debt review reduces unsecured debt, like credit cards, store cards, personal loans, and overdrafts by commissioning a debt...
Should you pay off debt or save? This is an age-old question, one that a lot of the financially troubled find themselves wondering. The answer is that it depends on your goals and the consequences you’re willing to take on. On the...
Debt can be overwhelming and can often leave you feeling like you're drowning in a sea of bills and payments. If you're struggling to manage your debts in South Africa, you may need to consider debt counselling. Debt counselling is a service...
Managing money can be tough, especially when unexpected expenses pop up. Sometimes, despite our best efforts, we find ourselves in a financial hole, struggling to make ends meet. If you're in this situation, you might be wondering if debt review is right...
Dealing with debt is tough, especially when you have bad credit. Many South Africans find themselves in this situation, wondering if there's a way out. One common solution people explore is debt consolidation loans. But can you actually get these loans with...
Navigating the maze of debt can be overwhelming, especially when your credit score is at stake. If you are struggling with debt in South Africa, you've likely heard about debt review (also known as debt counselling). But what exactly is it, and...
In South Africa, many people struggle with debt, and it's common to hear the question, "Does debt expire after 7 years?" Many people believe that after seven years, their unpaid debts disappear magically. But the reality is not so simple. This article...
If you recently received a Clearance Certificate after going through debt review in South Africa, you might be asking yourself how long after debt review can you apply for credit. While you can technically apply for credit within a week of receiving...