Debt Counselling

The Russia-Ukraine conflict is now common knowledge across the world. Tragically the devastation has caused result in the loss of livelihoods, lives, infrastructure as well as trade sanctions between Russia and the powerhouse countries of the world. We have seen gradual interest...

By observing the ongoing conflict between the Russian and Ukranian nations reaching new extremes – it’s clear that countries are struggling all around the globe. Ever-growing prices, rising interest rates and shrinking incomes create a messy situation, with no definitive end in...

South Africa is renowned for having one of the greatest wealth-gaps in the world. Following the fall of Apartheid, the gap between rich and poor began to further separate. While the rich continue to become richer, the poor still remain poor. In...

South Africa has been experiencing an economic drought for the past two years. As the pandemic looms over us, we are still taking strain in terms of unimaginable debt. With the passing of the latest budget speech, bad news lingers with a...

We have all had moments where paying our debt is not our top priority. This can be both large and small amounts of debt. As modern consumers, there is always something tugging at our wallets. It could be unavoidable expenses or perhaps...

The convenience of credit can be a wonderful thing. The freedom to buy almost anything you want when you want it or simply knowing you have immediate access to additional funds should you need it can be a great source of comfort....

A global pandemic, with a crippling economic effect throughout every country in the world, was only the inevitable next step in this series of unfortunate events. After 2021's multiple petrol increases, late in the year interest hike, and the ever-increasing cost of...

We have all heard the term “January blues” many times before. This is typically the by-product of an expensive holiday getaway, Christmas presents for the kiddies or the unfortunate case of unforeseen expenses. Whichever way we choose to enter this time of...

South African consumers collectively rejoiced when the South African Reserve Bank (SARB) announced in September 2021 that an interest rate increase was put on hold and would stay firm at the record low of 3.5%. Between the rising cost of food, petrol,...