Debt Counselling

South Africa has been experiencing an economic drought for the past two years. As the pandemic looms over us, we are still taking strain in terms of unimaginable debt. With the passing of the latest budget speech, bad news lingers with a...

We have all had moments where paying our debt is not our top priority. This can be both large and small amounts of debt. As modern consumers, there is always something tugging at our wallets. It could be unavoidable expenses or perhaps...

The convenience of credit can be a wonderful thing. The freedom to buy almost anything you want when you want it or simply knowing you have immediate access to additional funds should you need it can be a great source of comfort....

A global pandemic, with a crippling economic effect throughout every country in the world, was only the inevitable next step in this series of unfortunate events. After 2021's multiple petrol increases, late in the year interest hike, and the ever-increasing cost of...

We have all heard the term “January blues” many times before. This is typically the by-product of an expensive holiday getaway, Christmas presents for the kiddies or the unfortunate case of unforeseen expenses. Whichever way we choose to enter this time of...

South African consumers collectively rejoiced when the South African Reserve Bank (SARB) announced in September 2021 that an interest rate increase was put on hold and would stay firm at the record low of 3.5%. Between the rising cost of food, petrol,...

The festive season is a time of joy, family, and fun, but it is also a time of increased spending - sometimes recklessly so. If you tend to lean toward the side of overindulgence, you may be familiar with the daunting prospect...

For most South Africans, living within our means often includes juggling a certain amount of manageable debt. Whether it be a mortgage, a new car or paying off a once in a lifetime holiday, there are all sorts of ways we create...

With the introduction of South Africa’s latest fuel increase, it’s once again time for South African consumers to restructure their budget and tighten up those purse strings. When we stop and consider the real effect of the increased fuel price, the outlook...