Debtco Group wishes you an amazing festive season! We hope you have a fun, relaxed December surrounded by family and friends enjoying your time off work, eating delicious food, and spending quality time together. Moreover, we wish you a restful Christmas and...
Can you sell a car that forms part of your debt review agreement? Yes! Selling your car during debt review is a great way to make money off of your car and pay off your debt review balance in a shorter period....
We’ve all had to learn to manage money the hard way, whether from overspending, underbudgeting, or taking advantage of credit when we shouldn’t have. Financial regret and buyer’s remorse are something every human on the planet has had to deal with. Debtco Group...
The 50-30-20 budgeting framework is an important budgeting tool that can help you effectively manage your personal finances and draw up a budget. It works on the premise of spending 50% on living expenses, 30% on discretionary income, and 20% on savings....
So you or your partner has over-indebted themselves so badly that it’s time for debt review, what now? Well, being married in community of property significantly impacts your and your partner’s financial life. You’ll both have to apply for debt review together,...
Are you thinking of debt review? Naturally, you’ll have many questions before such a commitment, like how credit card debt works under debt review. Debt review reduces unsecured debt, like credit cards, store cards, personal loans, and overdrafts by commissioning a debt...
Should you pay off debt or save? This is an age-old question, one that a lot of the financially troubled find themselves wondering. The answer is that it depends on your goals and the consequences you’re willing to take on. On the...
Debt can be overwhelming and can often leave you feeling like you're drowning in a sea of bills and payments. If you're struggling to manage your debts in South Africa, you may need to consider debt counselling. Debt counselling is a service...
Managing money can be tough, especially when unexpected expenses pop up. Sometimes, despite our best efforts, we find ourselves in a financial hole, struggling to make ends meet. If you're in this situation, you might be wondering if debt review is right...