Debt review has been a lifeline for many struggling consumers facing over-indebtedness. If you’re wondering where to get help with debt – you are in the right place. At Debtco Group, our team of debt counsellors are registered with the National Credit...
If you are struggling with debt and considering debt review, it is fair to consider the consequences it holds for your partner. How the debt review process affects you as a couple will depend on your marital status and the kind of...
If you are struggling to manage your budget during debt review, these tips can help you manage your money. Smart budgeting is key to restoring your finances and overcoming debt, and is also very empowering. You have already taken steps forward by...
Have your debts been casting a shadow over your life? Breaking the cycle of credit reliance and financial stress can seem impossible. Need help with debt? You're right where you should be. Debt review offers relief to over-indebted South Africans who seek...
When you have put in the work and achieved debt clearance through debt review, you are given a fresh financial start. Gone are the days of counting pennies to pay back lenders and afford your expenses. Debt problems can feel like a...
Life before debt review posed many challenges to overindebted consumers. Before 2005 (when the National Credit Act was introduced as a debt relief system), the legal debt relief available was limited and had many disadvantages. The rise of debt counselling in South...
The fear of losing valued assets due to unpaid debts can be emotionally draining. Financial stress is a reality for many South African consumers, often driven by rising living costs, debt issues, and unexpected expenses. Many individuals rely on loans to cover...
Something to keep in mind about Debt Review is that it’s not a one-size-fits-all solution. What you’ll pay each month depends entirely on your situation—things like your income, your essential living expenses, and how much debt you have. Since the purpose of...
Debt Counselling is a recognised, legal, and transparent debt relief programme that helps countless South Africans overcome their debt problems. But what if you find yourself in a situation where you want to cancel your Debt Review? Knowing what this entails is...